A real estate transaction involves many participants besides a buyer, a seller and a real estate agent. In order to insure transparency, fairness, efficiency, accountability, responsibility and above all; success,  some parties must participate in the process of purchasing a property; a lender, a title company, an appraiser, a home inspector, a termite inspector, a home insurance company and a home warranty company.


A Lender finances the home purchase through a mortgage loan. They disclose all terms and conditions of the loan to the buyer and requires appraisals, homeowner title insurance, mortgage insurance, home insurance and other requirements they see fit. If you want to know more about home mortgages click here.

Title Company

A Title company is the impartial third party of the purchase transaction. They ensure that all terms and conditions are met in accordance to the purchase contract. They also provide title services such as; title search, title insurance policies, escrow accounts, and deed recordings. If you want to know more about title companies click here.

Home Inspections

A Home Inspection is vital in the process of purchasing real estate. It provides in detail the condition of the property. A home inspection report could affect the course of the transaction. Also provides information on items that need professional repair. If you want to know more about home inspections click here.


An Appraisal is an opinion of value on the subject property of the purchase transaction. It is ordered by the Lender to certified that the asking loan amount on the property is accurate and justified. Appraisals can change the negotiation of the purchase contract. If you want to know more about appraisals click here.

Termite Inspections

A Termite Inspection provides an assessment of the property regarding evidence of active wood destroying insects known as termite. Termite inspections are very important to acknowledge what could be a potential problem in the future. Some lenders will require a termite inspection in order to finance the home purchase. If you want to know more about termite inspections click here.

Homeowner’s Insurance

A Homeowner Insurance is an insurance policy required by the lender to protect its loan collateral. It also provides coverage for different aspects in the homeowner’s property; structural, personal property, property damage. It usually insures the dwelling for casualties such fire and other natural disasters. If you want to know more about homeowner’s insurance click here.

Home Warranty

A Home Warranty is a home protection tool that provides repairs to many items in the property when they brake or stop functioning. It usually works like a auto insurance where a small deductible is paid to get items fixed. These warranty plans can cover just about anything that’s under the roof, but all will depend on the type of plan is purchased at the time of closing the transaction. If you want to know more about Home Warranty Plans click here.